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Independent Investor

The real-life Greek drama

Greece is once again on center stage as the world looks on, wondering if this time the country’s finances will finally implode. It is a play we’ve seen before, and its outcome is fairly predictable.

The joint business is jumping: hips, knees, that is

Today, more than 7 million Americans are no longer limping. Instead, they are trotting around with the assistance of artificial knees, hips or both. Every year another million of us will join the crowd, and that number is expected to grow as America ages.

‘529’ college savings accounts are not risk-free, taxed or not

A national debate over whether to tax “529” college savings plans has turned the spotlight on these plans and how they work. Do they really help parents save the money their kids will need for college? The answer depends on how they are invested and how they are managed.

Think twice before co-signing that student loan

Sure, we love our kids. Of course we want them to get ahead. So when your son, daughter, or nephew asks for your signature right next to theirs on that private student loan application, it is tempting. But before you sign on the dotted line, consider this.

Could Greece upset the applecart for Europe?

Last week, a parliamentary vote to elect a president failed in Greece. National elections have now been called for late January. The outcome could trigger a revolt against an austerity program that has brought years of suffering and pain to the population.

The Pipeline made simple

The U.S. Senate rejected passage of the Keystone Pipeline by one vote this week. The controversial energy plan will be back on the agenda, however, in January. For most of us, separating fact from fiction as both sides alter the facts is difficult at best, but here are some things we do know.

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Should you retire your mortgage before you retire yourself?

Many retirees, concerned with no longer having a steady paycheck, have asked me for advice on whether to pay off their mortgage early. There is no definitive answer but here are some variables to consider when making a decision.

Should you retire your mortgage before you retire yourself?

Many retirees, concerned with no longer having a steady paycheck, have asked me for advice on whether to pay off their mortgage early. There is no definitive answer but here are some variables to consider when making a decision.

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American workers get to save more in 2015

The IRS has given us all a New Year’s gift. As of January 1, the tax-deferred contributions on a variety of employee-sponsored, retirement savings plans have been increased, but not for IRAs.

Is Wall Street responsible for climate change?

The recent Wall Street sit-in by a few hundred radicals would lead us to believe that Wall Street is responsible for the present changes in the world’s climate. Maybe so, but remember this, what Wall Street has done, it can also undo.